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The Florida Aquarium

Business Deposit Accounts

Star mark from Flagship Bank logo

We know the time and energy it takes to build and maintain your growing business.  That’s why we designed our checking accounts to serve your daily and long term financial needs quickly and conveniently, allowing you to focus on more important things. Whether you are a Sole Proprietor, small business or large corporation, Flagship Bank has a variety of business deposit accounts to suit you.

Commercial Checking
Open

With Commercial Checking, we take a detailed snapshot of your activity each month to determine your monthly fee. In addition, your fee may be reduced with an earnings credit based on the average collected balance.

  • $100 Minimum Deposit to Open
  • $13.50 Monthly Maintenance Fee
  • .10 per deposited item
  • .15 per check
  • .20 per deposit
  • .15 ACH credits/debits
  • .15 per $100 of currency
  • .15 per $100 of rolled coin
  • FREE Online Banking
  • FREE Debit MasterCard
  • Check Imaged Paper Statement or E Statement Available
  • Negative collected rate, Prime +3%

An Earnings Credit based on account balance is used to help offset service charges each month.

Business Checking
Open

Focus on your business’s bottom line instead of your bank statement’s bottom line. Enjoy HASSLE-FREE Banking with our Business Checking Account!

  • $100 Minimum Deposit to Open
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • FREE First $10,000 cash Deposited Per Month, then .15 per $100
  • 300 FREE Combined Debits, Credits, Deposited Items per month, then .25 per item*
  • FREE Online Banking with Bill Pay
  • FREE Debit MasterCard
  • Check Imaged Paper Statement or E Statement Available

* Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases

Non-Profit Checking
Open

As our way of saying “Thank you” for supporting our communities, we have designed a no monthly maintenance fee checking account for small non-profit organizations.

  • $100 Minimum Deposit to Open
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • No Per Item Fees
  • FREE Online Banking
  • Check Imaged Paper Statement or E Statement Available
IOTA Checking
Open

Are you an Attorney in need of a Trust Account? Do you want that Trust Account to earn interest on a tiered rate structure? Then our IOTA Checking Account is for you!

  • $100 Minimum Deposit to Open
  • Tiered Interest Rate Structure
  • Interest Compounded Daily
  • $1,000 Minimum Collected Balance Needed to Earn Interest
  • FREE Online Banking
  • Check Imaged Paper Statement or E Statement Available
Relationship Commercial Money Market
Open

Enjoy the same great benefits as our Commercial Money Market but at a higher rate…because we value you and your banking relationship.

  • $100 minimum deposit to open
  • Earn a preferred rate with an Active* Flagship Checking Account
  • Tiered interest rate structure
  • Interest compounded daily
  • $1,000 Minimum Collected Balance needed to earn interest
  • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
  • Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
  • FREE Online Banking
  • Check Imaged Paper Statement or E Statement Available

*Active checking account required to qualify for Flagship Relationship products. Active is defined as an account that is not inactive and has had transaction activity during a nine month period.

Commercial Money Market
Open

Increase your earnings potential and still maintain full access to your funds. With our Commercial Money Market Account you can have the best of both worlds!

  • $100 minimum deposit to open
  • Tiered interest rate structure
  • Interest compounded daily
  • $1,000 minimum collected balance needed to earn interest
  • $10 monthly maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
  • Six (6) preauthorized debit transactions or debits by check or draft to a third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
  • FREE Online Banking
  • Check Imaged Paper Statement or E Statement Available
Relationship Business Savings
Open

Earning a sensational rate makes outstanding business sense! Enjoy the same great benefits of our Business Savings Account but at a higher special rate. Our way of rewarding you for being a valued relationship customer!

  • $100 minimum deposit to open
  • Earn a preferred rate with an Active* Flagship Checking Account
  • Tiered interest rate structure
  • Interest compounded daily
  • $1,000 Minimum Collected Balance needed to earn interest $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $1,000 minimum daily balance or a $1,000 average daily balance
  • Six (6) pre-authorized debit transactions allowed per month; additional debits are $3 each per monthly statement cycle. All debits in excess of six (6) per cycle are $3 each regardless of balance.

*Active checking account required to qualify for Flagship Relationship products. Active is defined as an account that is not inactive and has had transaction activity during a nine-month period.

Business Savings
Open

Earning a GREAT rate makes GREAT business sense. Watch your dollars grow with our Business Savings Account!

  • $100 Minimum Deposit to Open
  • Tiered Interest Rate Structure
  • Interest Compounded Daily
  • $1,000 Minimum Collected Balance Needed to Earn Interest
  • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $1,000 minimum daily balance or a $1,000 average daily balance
  • Six (6) pre-authorized debit transactions allowed per month; additional debits are $3 each per monthly statement cycle. All debits in excess of six (6) per cycle are $3 each regardless of balance.
Business Time Deposits
Open

A Flagship Bank Business CD offers a great return on your money!  Terms are convenient and flexible for your saving needs, plus our CDs offer the safety and security of an FDIC-insured deposit product up to $250,000 with the added benefit of delivering a solid return.

  • $1,000 Minimum Deposit to Open
  • Interest Compounded Daily
  • Flexible Terms
  • Guaranteed interest rate for a fixed term*
  • Penalties may apply for early withdrawal.
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